This document lists Business information with email and phone numbers that are vital to the success of Business Start-Up and Already In-Business Companies
Topics
1. Starting Out – Reference Index
5. Resources for Minority-Owned Busines
9. Grants for Women-Owned Business
12. Personal Credit Score & Resources
21. SCORE Business Information
1. Starting Out – Reference Index
Raleigh SCORE – Mentors help clients to start or stay in business. Many Templates, Tools & List of Service Providers.
https://raleigh.score.org Phone: 919-869-4151
Business Structure Sole Proprietorship and General Partnerships
Register with Wake County Register of Deeds:
https://www.wakegov.com/departments-government/register-deeds
For LLC or S-Corp and C-Corp register with the NC Secretary of State
Limited Liability Corporation - LLC File with the NC Secretary of State (Cost $125) Phone: 919-814-5400
https://www.sosnc.gov/forms/by_title/_Business_Registration_Limited_Liability_Companies
Employer Identification Number - EIN or FEIN
File with the IRS (Free) Phone: 1-800-829-4933 (Business)
Economic Development Partnership of NC
https://edpnc.com/start-or-grow-a-business/start-a-business/business-structure/
Wake Tech Small Business Center - Phone: 919-335-1007
https://www.ncsbc.net/center.aspx?center=75540
NC Women Business Center Durham Phone: 919-956-8889
https://www.ncsbc.net/center.aspx?center=75180&subloc=5
Small Business & Technology Development Center (SBTDC) Phone:1-800-258-0862
Small Business Administration – SBA - NC
https://www.sba.gov/local-resources/north-carolina
Charlotte NC Main office Phone: 704-344-6563
Raleigh Office Phone: 919-532-5525
NC Department of Commerce - Raleigh Phone: 919-814-4600
SME Small Business Toolkit
https://us.accion.org/wp-content/uploads/2017/08/Small-Business-Owners-Toolkit.pdf
Register your Business Domain Name
https://www.register.com/register-domain-names
https://www.godaddy.com/domains
Small Business Resource Guide (Raleigh Chamber of Commerce & Wake County Economic Development)
2. License & Permits
NC Department of Commerce – Phone 919-447-7777
https://edpnc.com/start-or-grow-a-business/start-a-business/license-permits/
NC Department of Revenue – Phone: 1-877-252-3052
County Permits & License Wake Co – Phone: 919-856-6222
https://www.wakegov.com/departments-government/planning-development-inspections/inspectionspermits
City of Raleigh Permits & License – Phone: 919-996-3200
https://raleighnc.gov/services/doing-business/permits-and-licenses-businesses
3. Employer Obligation
NC Department of Labor – Phone: 919-996-5740
Federal Employer Tax Guide – Phone: 1-800-829-4933
https://www.irs.gov/publications/p15
Steps for hiring your Frist Employee in North Carolina
https://startingyourbusiness.com/steps-to-hiring-your-first-employee-in-north-carolina/
4. Tax Obligation
NC Sales & Use Tax – Phone: 1-877-252-4052
https://www.ncdor.gov/taxes-forms/sales-and-use-tax
Unemployment Insurance Tax – Phone: 1-800-829-4933
https://www.irs.gov/individuals/international-taxpayers/federal-unemployment-tax
Business Privilege License and Tax – North Carolina – Phone: 1-877-252-3052
https://www.ncdor.gov/taxes-forms/privilege-license-tax
Business Privilege License and Tax – Raleigh – Phone: 1-800-679-3611
https://www.businesslicenses.com/Licenses/NC/Durham/Raleigh-3706355000/Business-Privilege-License45446/
Business Privilege License and Tax – Wake County – Phone: 919-856-5400
https://www.wakegov.com/departments-government/tax-administration
Workers Compensation – NC Industrial Commission – Phone: 919-716-1700
5. Resources for Minority-Owned Businesses
US Minority Business Development Agency - Phone: 202-482-2332
NC Institute of Minority Economic Development – Phone: 919-956-8889
City of Raleigh Minority & Women-Owned Enterprise – Phone: 919-996-5740
https://raleighnc.gov/services/doing-business/minority-and-women-owned-business-enterprise-mwbe
6. Financing Loans
SBA Preferred Lenders – Phone – Raleigh: 919-532-5525
https://www.sbalenders.com/top-sba-lenders-north-carolina/
https://www.sba.gov/funding-programs/loans
Self Help Credit Union – Phone: 1-800-476-7428 (Durham)
https://www.self-help.org/who-we-are/self-help-family/self-help-credit-union
SBA for Women-Owned Businesses & Many Other Websites
https://www.sba.gov/business-guide/grow-your-business/women-owned-businesses
Small Business Financing Options
https://digital.com/small-business-financing/
Veterans Loans
https://www.vafinancial.com/business-loans/
Community Development Financial Institutions Fund (the CDFI Fund):
https://www.cdfifund.gov/programs-training.
The first step to accessing many of the CDFI Fund’s programs is applying for CDFI or CDE Certification. Although there are some exceptions, certification is the gateway to accessing the CDFI Fund’s award programs. We encourage you to use the tools (linked to https://www.cdfifund.gov/faq) to find a local CDFI that may offer funding to meet your individual needs.
The CDFI Fund's mission is to expand economic opportunity for underserved people and communities by supporting the growth and capacity of a national network of community development lenders, investors, and financial service providers.
While the CDFI Fund does not make loans directly to individuals—nor does it directly finance specific projects—the CDFI Fund does provide financing to CDFIs throughout the country that, in turn, provide financing to individuals like yourself. Whether you are a resident hoping to purchase a first home, an entrepreneur working to open a local store, or an existing business owner looking to expand an enterprise, we believe that every person deserves access to the necessary resources, and we can help point you in the right direction.
Thread Capital:
https://www.threadcap.org/capital-old/small-business-loans/
Thread Capital offers small business loans from $500 to $100,000.
Our mission is to provide capital, coaching, and connections to small businesses who have traditionally had challenges accessing resources. Our specific focus is on small businesses that are owned by people of color, women, low-income individuals, and rural-based individuals.
Loan decisions are typically made within 15 days and loans funded within 30 days.
Eligibility:
- Applicants must have at least one employee, who could be the owner.
- The small business must be physically located in North Carolina.
Carolina Small Business Development Fund:
https://www.carolinasmallbusiness.org/loans
Our core loan product is available for both emerging and established businesses in all 100 North Carolina counties. We offer term loans with a maximum loan amount of $350,000 and flexible repayment terms.
If you would like to apply for our core loan product, please complete the required business consultation form at this link:
https://forms.carolinasmallbusiness.org/4855655.
SBA Lender Match
https://www.sba.gov/funding-programs/loans/lender-match-connects-you-lenders
Get matched to potential lenders offering SBA-backed funding.
Are you a small business owner having trouble securing capital because you’ve only been in business for a few years? Are you a woman, veteran or minority entrepreneur with limited financial resources? The SBA-backed Community Advantage Loan program was designed with you in mind.
Some Community Advantage lenders will also provide business counseling to help you grow and succeed. Additionally, other SBA resources are available that can help you develop your business plans, as well as create financial projections and competitive analyses.
7. Angel Investors
Angel Capital Association – Phone: 913-894-4700
https://www.angelcapitalassociation.org/
Inception Micro Angel Fund Sandhills, NC – Phone: 914-483-8133
8. Venture Capital - Equity Investors
The Aurora Funds – Phone: 919-484-0400
Intersouth Partners – Phone: 919-493-6640
SJF Ventures – Phone: 919-530-1177 (Durham)
Southern Capitol Ventures – Phone: 919-858-7580
9. Grants for Women-Owned Businesses
Grants from: Amber Grant, Cartier Women’s Initiative, Tory Burch Foundation, Boston Women’s Fund, Asian Women Giving Circle.
https://www.business.org/finance/loans/small-business-grants-for-women/
Merchant Maverick Opportunity Grant - Minority
https://www.merchantmaverick.com/grant-application-page
Emma Johnson Single Mother Grant
https://www.wealthysnglemothermommy.com/single-mom-grant
10. Grants General
NC Idea Grant – Micro & Seed
National Association of the Self Employed Grant
https://www.nase.org/become-a-member/member-benefits/business-resources/growth-grants
Federal Grants
Walmart Small Business Grant
https://walmart.org/how-we-give/local-community-grants
Black Founder Start-Up Grant
https://www.iamsogal.com/black-founder-startup-grant/
Patagonia Grant
https://www.patagonia.com/how-we-fund/
Verizon Small Business Grant
https://www.verizon.com/about/responsibility/grant-requirements
Veterans Grants - Small Business
https://www.merchantmaverick.com/business-grants-veterans/
https://www.usgrants.org/veteran-grants.htm
https://freegrantsforveterans.org/grants-for-veterans-in-north-carolina/
11. Crowdfunding
4 Crowdfunding Platforms
1. Non Profit (sample sites)
2. Peer to Peer Lending Debt (sample sites)
3. Reward-Based Crowdfunding (sample sites)
4. Equity Crowdfunding (sample sites)
Crowdfunding Websites (sample) iFund Women Raleigh
Fundly – Funding for Cause
Comparison of Crowdfunding Websites – Inc Magazine
https://www.inc.com/magazine/201111/comparison-of-crowdfunding-websites.html
Crowdfunding Bible – Book
http://crowdfundingguides.com/The%20Crowdfunding%20Bible.pdf
Crowd-Funders Strategy - Book
https://books.apple.com/us/book/a-crowdfunders-strategy-guide/id997088115
57 Secrets of Crowdfunding - Book
https://www.amazon.com/57-Secrets-Crowdfunding-Step-Strategy-ebook/dp/B00XQARRX4
The Crowdfunding Revolution – Book (How to Raise Capital using Social Media)
https://www.amazon.com/Crowdfunding-Revolution-Venture-Capital-Social/dp/0071790454
12. Personal Credit Score & Resources
Credit Freeze Information NC Attorney General – Phone:
https://ncdoj.gov/protecting-consumers/protecting-your-identity/free-security-freeze/
Equifax – Phone: 1-800-685-1111
Experian – Phone: 1-888-397-3742
TransUnion – Phone: 1-800-888-4213
Annual Credit Report Request Service – Phone: 877-322-8228
https://www.annualcreditreport.com/index.action
13. Webhosting
https://www.quicksprout.com/best-web-hosting/
14. Social Networks
https://aelieve.com/rankings/websites/category/online-communities/top-socialnetworking-sites/
15. Credit Card Processors
https://www.investopedia.com/best-credit-card-processing-companies-5080522
16. Accounting Software
https://www.thebalancesmb.com/best-accounting-software-4160269
17. Trademarks
TM™ vs. R ® - Which one is Right for your Trademark?
https://www.clickandcopyright.com/blog/tm-vs-r-which-is-right-for-my-trademark/
https://esquiretrademarks.com/proper-use-of-trademark-symbol/
United States Patent & Trademark Office
18. Demographics
United States Demographics
https://www.worldometers.info/demographics/us-demographics/
United States Census
https://www.census.gov/quickfacts/fact/table/US/AGE295219
US Census North Carolina
Wake County NC Demographics
US Labor & Wage Statistics North Carolina
https://www.bls.gov/oes/current/oes_nc.htm
NC Government Data Analytic Center
https://it.nc.gov/services/nc-government-data-analytics-center
19. Wake County Library Business Section
To research Wake County Library databases, you need a Wake County Library Card and a Password. You can get both by visiting your local library.
To access the databases, go to:
www.wakegov.com/departments-government/libraries/research-learn and select “Library Databases”.
Databases include:
Business research from journals, trade publications, market research reports, dissertations, and working papers.
Business Market Research Collection
This database contains company, industry, economic and geopolitical market research from three sources, including Hoover's Company Profiles, OxResearch from Oxford Analytica, and Snapshots.
Data-Axle Reference Solutions (formerly known as ReferenceUSA)
Reference and research tool providing instant, real-time access to accurate, in-depth information on 24 million U.S. businesses and 235 million U.S. residents. Data-Axle makes it faster and easier to find new business opportunities, research executives and companies, find news articles, conduct job searches, and research papers, locate addresses and phone numbers, conduct market research, and much more.
Information for entrepreneurs and researchers that includes business start-up plans, video clips, journals, business cases, and more.
Premier business newspaper articles from 1984 to the present.
You can also access the online Business Resources Information Guide by going to guides.wakegov.com/business.
20. Exporting
What are the INCO-Term’s (International Commercial Terms for Shipping Products)
https://incodocs.com/blog/incoterms-2020-explained-the-complete-guide/
https://www.trade.gov/know-your-incoterms
U.S. Export Commercial Service North Carolina
https://2016.export.gov/northcarolina/
A Basic Guide to Exporting
https://grow.exim.gov/basic-guide-to-exporting
Export Planner - SBA
https://www.sba.gov/sites/default/files/SBA%20Export%20Business%20Planner.pdf
Trade Statistics (Census Bureau Foreign Trade Division)
https://www.census.gov/foreign-trade/reference/products/catalog/usatradeonline.html
Export Credit Insurance EXIM
https://www.exim.gov/what-we-do/export-credit-insurance
BIS Export Licenses (Bureau of Industry and Security)
Economic and Trade Sanctions
Letter of Credit and other Payment from a Foreign Buyer.
https://www.investopedia.com/terms/l/letterofcredit.asp
https://www.trade.gov/methods-payment
Managing Across Borders The Transnational Solution - Book
https://www.amazon.com/Managing-Across-Borders-Transnational-Solution/dp/1578517079
The Cultural Environment Of International Business - Book
https://www.amazon.com/Cultural-Environment-International-Sb-PrinciplesMarketing/dp/0538800038
Managing Cultural Differences – Book
https://www.amazon.com/Managing-Cultural-Differences-Robert-Moran/dp/1856179230
21. SCORE Information
For more SCORE information check score.org click on “Browse the Library”
You can narrow your search to “Business Stage, Topic, Format” and several other options.
Below are some samples of SCORE Information in blog format.
Women-owned Business
https://www.score.org/blog/overcoming-financial-challenges-women-business-owners
https://www.biz2credit.com/research-reports/women-owned-business-study-2022
https://www.score.org/blog/11-funding-options-female-entrepreneurs
https://www.score.org/blog/overcoming-financial-challenges-women-business-owners
Black Business Owners
https://www.score.org/blog/9-ways-be-ally-black-professionals-and-business-owners
https://www.score.org/blog/13-black-business-owners-share-their-secrets-success
Veterans Business Owners
https://www.score.org/blog/best-funding-sources-veteran-entrepreneurs
https://www.score.org/blog/8-resources-help-veteran-entrepreneurs-small-businesses
https://www.score.org/blog/how-veterans-who-want-help-other-veterans-can-start-non-profit
General Business Information
https://www.score.org/blog/understanding-differences-between-angel-investors-and-venture-capitalists
https://www.score.org/blog/my-loan-application-was-rejected-what’s-next
https://www.score.org/resource/6-negotiating-tips-startups-seeking-funds
https://www.score.org/resource/business-loan-estimator-tool
https://www.score.org/blog/how-get-small-business-grant
https://www.score.org/blog/10-critical-numbers-determine-health-your-business
https://www.score.org/blog/4-reasons-you’re-not-getting-approved-business-financing
https://www.score.org/blog/11-steps-protect-your-business-name